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Rise to your Financial Goals with Rize Mortgage

Smarter mortgage tech. Real people who care.Buy, refinance or tap your equity with a licensed Rize loan officer by your side, from first question to closing day.

4.9 Average verified borrower rating
NMLS #1604663Equal Housing Lender

Find the right loan for you

3 quick questions · about 1 minute · no credit check

  1. 1Goal
  2. 2Property
  3. 3Details

What would you like to do?

Goal: Buy a home
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A licensed loan officer will contact you about your options. Consent is not a condition of any loan. Msg & data rates may apply. Privacy Policy

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Loan options to explore

    No SSN neededWon't affect your creditSecure & encrypted
    4,500+Borrowers served
    1.8 BillionIn loans funded
    10+ yearsDecades of combined expertise
    Licensed in 40+ statesNMLS #1604663
    Rize Calculator

    Estimate your monthly payment

    Move the sliders and your principal and interest estimate updates instantly. No sign-up, no credit check.

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    For illustrative purposes only. This estimate is based on a 6.5% fixed interest rate for the selected term and shows principal and interest only. It does not include property taxes, homeowners insurance, mortgage insurance or HOA dues. Not a loan offer or commitment to lend.

    20% down · 30-year fixed
    Estimated monthly P&I$0
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    Here's your payment overview.

    Interest rate (assumed)6.5%
    Loan amount$0
    Down payment$0
    Total interest$0
    Total of payments$0

    Rize App

    Mortgage + fintech: fast, simple, transparent

    Stay safe and secure with the Rize app. Access your account from any device, anytime, anywhere. Apply, connect, snap a photo and upload. It's that simple.

    • Simple online experience
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    • Personal loan experts
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    Do we lend in your state?

    Rize Mortgage has the ability to facilitate mortgages nationwide. Choose your state for an instant answer, or tap it on the map.

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    Borrowers who rose with us.

    See what borrowers say about Rize Mortgage and how we help them get a mortgage tailored to their needs and make their home-buying journey smoother.

    4.9Average verified borrower rating

    Amazing experience!

    So excited,, proud, and happy to become a 1st time homeowner with you all. Jim, & Jake your team speaks volumes in making the process go so well and smoothly as I was nervous! From our family to your work team family thank you!!! Anyone looking to homeownership in FL this company is tops! We highly recommend!! Thank you all you made this experience happen and it went so smoothly which settled my nerves!!!!

    CFChristie FederspielVerified borrowerHome buyer

    Highly recommend!

    Absolutely exceptional experience! This was my first solo home purchase. Mike was so very helpful every step of the way. He checked on me frequently, helped me through every step and was always available to keep me from freaking out! Meeting him at my closing was such a pleasant and wonderful surprise! I highly recommend his services! High five, Mike! You are a true professional and a real treasure!

    DDDonna DagueVerified borrowerHome buyer

    Smooth process!

    Working with Jose was an outstanding experience. He was professional, knowledgeable, and always available to answer my questions throughout the home-buying process. He made everything smooth and stress-free and kept me informed every step of the way. I truly appreciate his dedication and support. I highly recommend Jose to anyone looking for a reliable lender.

    JQJean Carlos QuinonesVerified borrowerBorrower

    Professional team!

    Working with Rize Mortgage was an outstanding experience once again. This is the third time I’ve worked with Ramon Plasencia, and he exceeded my expectations with his professionalism, expertise, and commitment to keeping the process smooth and stress-free. I’d also like to recognize Lorraine for her attentive support and dedication throughout the process—I highly recommend Rize Mortgage, Ramon Plasencia, to anyone looking for exceptional service and results.

    KBKaren Hernandez BacoVerified borrowerBorrower

    The BEST experience!

    I had the BEST experience with Rize Mortgage! Arnold and Lily were so supportive! They kept me informed and on target and they were active in the process from start to finish! I highly recommend Rize Mortgage! I will definitely use them again in the future!

    JHDr. Jodi HelbertVerified borrowerHome buyer

    All I can say is AMAZING!

    All i can say is AMAZING! From the start to the finish! Michael guided us every step of the way, answered every question and addressed every concern. And boy did I have a lot of concerns. This is our go to team for all of our future mortgages. Thank you for a great experience.

    WDWilliam DelToroVerified borrowerBorrower

    Excellent personalized service!

    This company and all its employees go out of their way to make sure that you get approved, stay informed sand work to the ends of the earth, to get you successfully to the closing table. I would HIGHLY recommend this company to anyone buying a home. Their rates are highly competitive and they give excellent personalized service.

    KBKyle BerwickVerified borrowerHome buyer

    Helped secure our loan!

    Jackie was amazing and helped secure our loan for our home. We would not have been able to close on this home without her and her input/suggestions. Thank you so much Jackie you’re the best!!!!

    ASAlejandro SuarezVerified borrowerHome buyer

    Smooth Transaction

    Luis and Omar were very professional and attentive to details that I was able to close my house in only 23 days!!! Unprecedented and astonishingly fast. Highly recommended. Do not hesitate to work with them!

    LFLaura FelipeVerified borrowerHome buyer

    Happy with our purchase

    Tyanna made our transition from renting to owning so easy. We had lots of questions and clarification on things and Tyanna was happy to explain and was very thorough guiding us through our loan process. I would be more than happy to recommend her to family and friends looking to purchase a home.

    AHAlexis Hines-McKenziVerified borrowerHome buyer

    I would 1000% recommend

    We have loved working with Tyanna! She was amazing and so easy to work with! She explained everything and answered every single question we had! She worked fast and hard and kept me updated on every thing going on!! I would recommend her every single time!

    ETEmily TalkVerified borrowerBorrower

    Great Experience!

    Lender was very professional and quick to respond to all of our inquiries. They offered thorough explanations to all our questions and made the process very smooth. Would recommend to anyone and use again in the future.

    RMraymendez0322Verified borrowerBorrower

    Better than what I did expected!

    Stella was very professional and ahead of the game. She covered every detail and was always on top of everything that was needed. I have been a realtor for 24 years and I purchased this property for myself and this was an extremely smooth transaction because of Stella.

    LPLuis PonceVerified borrowerHome buyer

    First Time Homeowner

    Not knowing anything about buying a home and coming into it with no knowledge, we couldn’t have been more thankful that we had Tyanna! She was amazing to work with and helped us every step of the way! She always explained everything perfectly and answered the million questions we had with ease! Couldn’t recommend her enough and please do yourself a favor and work with her, she’s amazing!

    HWHannahwall61Verified borrowerHome buyer

    Best of the best

    T’yanna was truly the best person I’ve ever had help from when it comes to this. She was very helpful and no matter what our questions were or even the time of day she was right on it and if she didn’t have an answer for us she was contacting whoever she could to get us one! She was very quick and made the mortgage process a breeze. She’s very smart and has a very strong work ethic. Overall truly the best of the best and I would recommend her to everyone needing assistance with the mortgage portion!

    NMNicholas MurrellVerified borrowerBorrower

    T’yanna was wonderful!

    T’yanna was wonderful. She answered the phone as soon as I called and helped me and my mom get a small mortgage with a low interest rate. Did I say she was responsive? She was available day and night and she came to our closing to make sure there were no issues. Would highly recommend.

    ACApril CobbVerified borrowerHome buyer
    See all Google reviews

    Mortgage questions, answered

    What types of mortgage loans does Rize Mortgage offer?
    Rize offers conventional, FHA, VA, USDA, jumbo and Non-QM purchase loans, plus first-time home buyer programs and down payment assistance. Homeowners can choose rate and term, cash-out, FHA streamline and VA IRRRL refinances, along with HELOCs and home equity loans. Investors and specialty borrowers can choose DSCR, construction, renovation and investment property loans.
    Can I apply for a mortgage online?
    Yes. You can apply, upload documents and track your loan online or in the Rize app from any device. A licensed loan officer is available whenever you'd rather talk it through.
    Will using the calculator or answering the questions affect my credit?
    No. The calculator and the questions on this page don't check your credit. Your credit is reviewed only when you apply and give permission.
    What documents do I need to apply for a mortgage?
    Most applications ask for proof of income such as recent pay stubs, W-2s or tax returns, recent bank statements, a government-issued ID and details about your current debts. Self-employed borrowers and investors may qualify with other documentation through Non-QM or DSCR programs. Your loan officer will confirm exactly what your loan needs.
    What's the difference between a HELOC and a cash-out refinance?
    A HELOC is a line of credit secured by your home that you draw from as needed, and it sits alongside your current mortgage. A cash-out refinance replaces your mortgage with a larger loan and pays you the difference. Your current rate usually decides which fits.
    Does Rize Mortgage lend in my state?
    Rize Mortgage is licensed in states, plus Washington, D.C. and Puerto Rico. Use the state lookup to check yours.

    Make your home dreams a reality

    Ready to make your move? Whether you're buying, refinancing or tapping your home's equity, Rize is your trusted mortgage lender, online and local.

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