Can I buy a manufactured home VA

Yes, it is possible to get a mortgage on a manufactured home with a VA loan. VA loans are government-insured mortgages that are available to military service members, veterans, and their surviving spouses. These loans are backed by the Department of Veterans Affairs and offer more favorable terms than many other types of loans, including no down payment and no mortgage insurance requirement.

To qualify for a VA loan on a manufactured home, the home must be permanently affixed to a foundation and meet certain other requirements. The home must also be classified as real property, which means it must be taxed as real estate and must be eligible for a mortgage.

To determine if a manufactured home is eligible for a VA loan, you will need to have the home inspected by a VA-approved appraiser. The appraiser will look at the condition of the home and verify that it meets all of the VA's requirements. If the home meets these requirements, it will be eligible for a VA loan.

In addition to the requirements for the home itself, you will also need to meet the standard eligibility requirements for a VA loan. These include being a military service member, veteran, or surviving spouse, as well as having a sufficient credit score and income to qualify for the loan.

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